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Fill In This Form To Get Your No-Obligation All Cash Offer Started!
What Happens When You Fall Behind on Mortgage Payments?
In Arizona, lenders can start the foreclosure process after just a few missed payments. The timeline is aggressive:
- Day 1: Payment missed.
- Day 90: Lender can issue a Notice of Default.
- Day 120+: Foreclosure sale can be scheduled.
Arizona follows a non-judicial foreclosure process, which means lenders don't need court approval to take action. The process is fast, and once it starts, options get more limited.
Learn more about What to Expect When Selling Your House for Cash in Arizona.
Gilbert Homeowners Have This to Say
Selling your home does not have to be complicated. Here's what other Gilbert homeowners have to say about us.
"Straight-up, easy to work with."
When I inherited the house from my uncle and wanted to sell, I was confused and didn't know what to expect, but Kevin made the whole process quick and painless. He was straight-up and easy to work with. I never felt pushed, and I walked away feeling good about the deal.
– Julian M.
Gilbert, AZ
"Genuinely recommend."
This was nothing like dealing with agents. I've had previous not so good experiences selling with agents so I was skeptical. Imagine my shock when I found out there were no open houses, and no need for repairs. Just an offer and a quick close. I genuinely recommend Your Caring Home Buyer to anyone.
– Rita O.
Gilbert, AZ
"Got an offer the same day."
I needed to sell my house in Gilbert fast, and they delivered. I got an offer the same day I called. Closed in a week. Kevin even helped me connect with movers. The whole experience was fast and satisfying.
– Mark H.
Gilbert, AZ
Selling Before Foreclosure: Why Speed Matters
The best time to act is before the foreclosure notice is officially recorded. That's when you still have control over how things play out. Selling the house before this point allows you to:
- Pay off the remaining loan balance
- Avoid credit damage from foreclosure
- Walk away with equity (if any remains)
And you don't need to fix the house up, list it, or wait for an agent.
See The Real Cost of Listing a House vs. Selling Direct in Arizona.
Why Cash Buyers Are Often the Best Fit in These Situations
If time is tight, a cash buyer can move faster than traditional buyers. There's no financing to fall through and no inspections or lender delays. Here's what a local buyer like Your Caring Home Buyer brings to the table:
- Cash offers within 24 hours
- Closings in as little as 7 days
- No repairs, clean-outs, or agent commissions
- Experience dealing with time-sensitive situations
Can You Sell During Legal Complications Like Probate or Divorce?
Yes. Even if you're dealing with probate, divorce, or co-ownership, you may still be able to sell. especially if everyone agrees to move forward. The key is working with someone familiar with these hurdles.
Related Read: Can You Sell a House That’s in Probate in Arizona?
Get Your Free Cash Offer Now!
Fill out this form to get your no-obligation all cash offer started!
Get Your Free Offer TODAY!
Fill In This Form To Get Your No-Obligation All Cash Offer Started!
What to Do Right Now If You're Behind on Payments
Here's a quick action plan:
- Don't wait. The more time passes, the fewer options you have.
- Talk to your lender about your current status.
- Get a cash offer so you know where you stand.
- Decide if selling now is better than risking foreclosure.
With Your Caring Home Buyer, you can be assured that we'll give you a straight offer. If it works for you, great! If not, we'll still point you in the right direction.
Ready to sell your house in Arizona before foreclosure? Contact us now by filling out the short form.